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Nine routes, and the conditions on each.

Three property routes and six that do not involve buying property. The cheapest two are not purchases at all, which is why the headline figure and the practical floor are different numbers.

The three property routes

Property qualifies at €800,000 in the high-demand zones, €400,000 elsewhere, or €250,000 where the investor converts a commercial building to residential use or restores a listed building. The first two require a single property of at least 120 m² of main areas.

€800,000

Real estate in a high-demand zone

In Attica, the Regional Unit of Thessaloniki, Mykonos, Santorini and islands with a population over 3,100, the minimum property investment is €800,000 since 1 September 2024 under Law 5100/2024.

  • A single property. The amount cannot be assembled from several purchases
  • At least 120 m² of main areas (κύριοι χώροι), which excludes balconies, storage and parking
  • Purchase price paid in full before the permit is issued
  • The property may not be let short-term or subleased at any point while the permit is held

Law 5100/2024 (FEK A' 49) art. 64, amending Migration Code art. 100

€400,000

Real estate outside the high-demand zones

Outside the high-demand zones, the minimum property investment is €400,000 since 1 September 2024 under Law 5100/2024.

  • A single property. The amount cannot be assembled from several purchases
  • At least 120 m² of main areas (κύριοι χώροι), which excludes balconies, storage and parking
  • Purchase price paid in full before the permit is issued
  • The property may not be let short-term or subleased at any point while the permit is held

Law 5100/2024 (FEK A' 49) art. 64, amending Migration Code art. 100

€250,000

Change of use or listed-building restoration

€250,000 is not a general property tier. It applies anywhere in Greece, but only where the investor converts a commercial building to residential use or restores a listed building.

  • Either a change of use from commercial to residential, or the restoration of a listed building
  • Available anywhere in Greece, including the high-demand zones
  • No 120 m² minimum applies to this route
  • The conversion or restoration must be completed. The reduced threshold is not available on intent alone
  • Each property may be used at this rate only once
  • The property may not be let short-term or subleased at any point while the permit is held

Law 5100/2024 (FEK A' 49) art. 64, amending Migration Code art. 100

High-demand zones

  • Attica (including all of Athens)
  • Regional Unit of Thessaloniki
  • Mykonos
  • Thira (Santorini)
  • Any island with a population over 3,100, including Crete, Corfu and Rhodes

The five financial routes

Financial instruments qualify from €350,000 for units in a Greek UCITS or Alternative Investment Fund, through €500,000 for a term deposit or government bonds, to €800,000 for listed shares or corporate bonds.

€350,000

UCITS or Alternative Investment Fund units

€350,000 into units of a UCITS or Alternative Investment Fund established in Greece and investing exclusively in Greece qualifies for the Golden Visa.

  • The fund must be established in Greece and invest exclusively in Greece
  • Units must be acquired and held for the life of the permit

Migration Code (Law 5038/2023) art. 100, as amended

€500,000

Greek bank term deposit

A €500,000 fixed-term deposit with a Greek credit institution, with a minimum term of one year and a standing renewal order, qualifies for the Golden Visa.

  • Held with a credit institution established in Greece
  • Minimum one-year term with a standing renewal order

Migration Code (Law 5038/2023) art. 100, as amended

€500,000

Greek government bonds

€500,000 in Greek government bonds with a remaining maturity of at least three years, acquired through a Greek credit institution, qualifies for the Golden Visa.

  • Remaining maturity of at least three years at the time of acquisition
  • Acquired and held through a credit institution established in Greece

Migration Code (Law 5038/2023) art. 100, as amended

€800,000

Listed shares or units of Greek funds

€800,000 in shares, bonds or units traded on a regulated market operating in Greece qualifies for the Golden Visa.

  • Instruments must be traded on a regulated market operating in Greece

Migration Code (Law 5038/2023) art. 100, as amended

€800,000

Greek corporate bonds

€800,000 in corporate bonds of companies established in Greece and traded on a regulated market qualifies for the Golden Visa.

  • Issued by a company established in Greece
  • Traded on a regulated market operating in Greece

Migration Code (Law 5038/2023) art. 100, as amended

These avoid the letting restriction, the maintenance and the transaction costs that come with owning Greek property. They also avoid the asset most investors actually want, which is why they are chosen less often than the arithmetic alone would suggest.

The startup route

A capital contribution of €250,000 to a company registered with Elevate Greece qualifies, subject to job-creation conditions assessed on application.

€250,000

Elevate Greece registered startup

€250,000 as a capital contribution to a startup registered with Elevate Greece qualifies for the Golden Visa, subject to job-creation conditions.

  • The company must hold a valid Elevate Greece registration
  • Capital contribution, not a loan
  • Job-creation conditions apply and are assessed on application

Migration Code (Law 5038/2023) art. 100, as amended

It shares the lowest threshold with the conversion route but is a different proposition entirely: a capital contribution to an operating company carrying conditions, not a passive holding. We do not lead with it for that reason.

Common questions

What people ask when comparing the routes rather than deciding whether to start.

How many ways are there to qualify for the Greek Golden Visa?
Nine. Three property routes at €800,000, €400,000 and €250,000, five financial routes from €350,000 to €800,000, and a €250,000 route for a capital contribution to a startup registered with Elevate Greece.
Which route is cheapest?
€250,000, available two ways: a change-of-use conversion or listed-building restoration, or a capital contribution to an Elevate Greece startup. Neither is a passive purchase, which is why the €400,000 property route is the cheapest straightforward option.
Can I combine routes to reach a threshold?
No. Each route must be satisfied on its own terms, and the property routes specifically require a single property rather than an assembled portfolio.

Find out which of these is open to you

Not yet reviewed by a Greek-qualified lawyer. Last checked 2026-08-08. Thresholds set by Law 5100/2024 (FEK A’ 49) art. 64, in force 1 September 2024.

Which of the nine actually fits?

Six questions on citizenship, budget and timing, and you get a written answer rather than a callback request.

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